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In 2003, business owner Cindy Lohan opened her first ever salon, Time for Beauty. The launch was backed by Cindy’s 20 years of experience in the beauty industry, and her drive to offer something different to her community in Reddish, Stockport.
There are a lot of other nail and beauty shops already in the area, so Cindy wanted to differentiate Time for Beauty by specialising in “surgical facials and peels, whilst offering tanning, massage and nails too.”
Since opening, the salons services have been in high demand. And Cindy and her team of four have received dozens of great reviews online, building a reputation for the company that she has been keen to maintain.
“In the summer of last year, I wanted to do up the salon and give it a bit of a revamp,” says Cindy. “I wanted to get a new flooring put down, and repair the signs of damp underneath the old floor.”
“The structure of it works well because you repay based on what you make each day. We could pay off our advance quite quickly because we’re very busy and taking a lot of payments by card.”
To finance the work, Cindy spoke to Worldpay about taking out a cash advance via Worldpay Business Finance. This is a form of funding that works in line with her credit and debit card takings, allowing her to make flexible repayments based upon a fixed percentage rather than a fixed sum.
“We received a letter from our card processor, Worldpay, who explained that they could offer us additional business finance. I wondered if it could work for me and help fund our refurbishment and some new equipment – and it did! The structure of it works well because you repay based on what you make each day. We could pay off our advance quite quickly because we’re very busy and taking a lot of payments by card.”
Since completing her initial refurbishment on Time for Beauty, Cindy has taken three further advances to continue refreshing the salon and to purchase new equipment, such as a hydradermie lift facial machine.
“I do redecorate quite regularly so I probably will be doing some more work on the business, perhaps on the upstairs. Repainting and recarpeting. I want to keep the salon looking fresh and professional, and Worldpay can help us maintain that.”